Heat up a frying pan add a small amount of olive oil less than one Tablespoon, add one chopped garlic clove saute, add chop meat 1 lb. of sirloin lean.  Brown chop meat season with a pinch of salt, 1 Tablespoon of cumin, 1 teaspoon of chili powder, (optional items that also can be added are a chopped jalapeno pepper, and or cayenne pepper.) I kept it mild this evening. Once chop meat is fully cooked, I drain all the liquid that has accumulated and set to the side. At this point, the baking pan goes into the oven to warm the re-fried beans and melt the cheese.

_{Please note; I did not, or would ever consider microwaving the tortillas in the plastic container above. I wrapped them in a damp paper towel, placed them on a paper plate, and zapped for 30 seconds.}

Assembling is easy. Take the baking pan out of the oven layer the lettuce, cheese, tomatoes, and olives.